| 1. | An approach to the informational system of insurance control statistics focused on the ability of insurance indemnity
以偿付能力为核心指标的保险监管统计信息系统探讨 |
| 2. | Along with the development of our country ' s insurance business , defrauding insurance indemnities take place continuously and increasingly
摘要随着我国保险事业的发展，以欺诈手段骗取保险赔款的各类案件不断发生并呈上升趋势。 |
| 3. | Article95 an insurance company shall , according to the insurance indemnities or payment claimed and the insurance indemnities or payment not yet claimed after the insured contingencies occur , draw reserve for outstanding losses
第九十五条保险公司应当按照已经提出的保险赔偿或者给付金额，以及已经发生保险事故但尚未提出的保险赔偿或者给付金额，提取未决赔款准备金。 |
| 4. | The insurer trespass the lawful line if he give insurance indemnity to malignant party , but it is law for the party to get insurance proceeds of covered perils in spite of their gross fault , without the damage to the public interest
对于其理论根据主要分为一般责任理论说、偶然性欠缺说、条件成就说、公益说和危险除外说。对于其适用范围主要分为自己责任主义说和代表人责任主义说。 |
| 5. | Article 94 an insurance company shall set aside an outstanding loss reserve for the amount of insurance indemnity or the amount of the insurance benefits which have already been claimed , and for those amounts due for which the insured events have occurred , but which has not yet been claimed
第九十四条保险公司应当按照已经提出的保险赔偿或者给付金额，以及已经发生保险事故但尚未提出的保险赔偿或者给付金额，提取未决赔款准备金。 |
| 6. | According to the " maritime law " , if the scope of the right of subrogation of insurance companies is not limited by the sum they compensate for the insured , the insurance companies are entitled to claim the total sum to the third party in terms of the " loss within the scope of insurance responsibilities " , however , the insurance indemnity exceeding the sum they pay shall be returned to the insured
根据《海商法》的上述规定，保险公司的代位求偿权的范围不以其向被保险人赔偿的金额为限，保险公司可以就“保险责任范围内的损失”全额向第三人主张，但超过其支付的保险赔偿的部分，应退还给被保险人。而根据《保险法》的规定，保险公司的代位求偿权的范围以其支付的保险金额为限。 |
| 7. | Accoding to its risk exposures in all sorts of real estate insurance and relevant insurance clauses , the insurable interest is oriented to the land or to the buildings on land under different circumstances . correspondingly , we should apply various valuation approaches to the caculation of insurance value and insurance indemnity
根据风险因素所起的作用，不动产保险不同保险条款中，可保利益有时指向地上建筑物，有时指向土地，相应地，保险价值的评估和保险补偿也要适用不同的方法。 |
